In this article you will learn: How to handle CAMT files
Introduction
This guide walks you through the process of obtaining and uploading CAMT files for your account transactions.
CAMT files are used to automate the management of direct debits and other financial transactions.
POSTFinance in Switzerland
Magicline supports file formats valid since 2019
- Direct Debit: pain.008.001.02.ch.03
- Account Statements: camt.053.001.08
Step-by-Step Guide
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Requesting CAMT files:
- Contact your bank and request that they generate a CAMT file for your account transactions.
- Ensure that the bank sets up the process so that a CAMT file is automatically generated daily, covering all transactions of that day.
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File specifications
- Each CAMT file should represent transactions for a whole day.
- The timestamp of the file should be formatted for an entire day as follows:
- Correct format:
<FrDtTm>YYYY-MM-DDT00:00:00</FrDtTm> to <ToDtTm>YYYY-MM-DDT23:59:59</ToDtTm>Avoid formats that span multiple days or partial days.
- Correct format:
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Uploading CAMT files
- Upload the CAMT files in chronological order into Magicline.
- Ensure that each file corresponds to the transactions of a single day (e.g., upload the file for the 17th, then 18th, then 19th).
Additional Information
Who needs this? This process is only relevant for customers who choose manual direct debit without automated bank-connect systems.
What is the benefit? Uploading CAMT files helps automate the booking of returned direct debits and reduces manual work.
Does a CAMT53 file contain a summary booking, or individual direct debits? A CAMT53 file lists each direct debit individually. Therefore, no summary booking is displayed.